Team Andy Gibson - Keller Williams Lake of the Ozarks Realty

When buying a new home, you want to feel confident that it has the potential to grow in value over time. The agents of Team Andy Gibson recognizes that many factors must be carefully considered when choosing a home, and we can help you sort through all of the details in order for you to feel more secure in your decision. We're Diligent in Our Research Choosing the right home and neighborhood that meet all of your needs will help you feel happier with your home for longer. This will allow for you to take advantage of any possible appreciation in your home's value. Our diligent research identifies which homes and neighborhoods meet your requirements and match your lifestyle. Let Us Help You Negotiate Pricing Purchasing your new home at a fair price could increase the chance for a higher return on your investment when you decide to sell. By identifying motivated sellers, we'll negotiate the best price possible. We can confidently do this by looking at sales trends of...

Buying a home at the Lake of the Ozarks can be a fun and exciting experience. But finding the right home is just one step in the process. Getting approved for a home loan is just as important. So to help you get on the right track to be approvable for your first home loan, the best real estate team at the Lake of the Ozarks wants to offer 5 finance tips to help the first-time homebuyer get approved for a home loan! Start Saving for a Down Payment Depending on your lender and the type of loan you choose, your required down payment can range from 2.25% to 20% of the purchase price of the home. Consider coming up with a monthly budget and putting back money automatically from your paycheck into a savings account. There are loan options out there, such as an FHA loan, which helps home buyers who can only afford to make a small down payment, so be sure to look into all of your options. Check Your Credit Score Having a lower credit score doesn't necessarily prevent you from ge...

Often times, people who are considering buying their first home can be overwhelmed by the myriad of financing options available. Fortunately, by taking the time to research financing options, homeowners can save a significant amount of time and money. Buyers should also take a look at their own finances to ensure they are getting the mortgage that best suits their needs. Here are a few tips for dealing with the dollar signs so that you can take down that “for sale” sign on your new home. Get Pre-Approved Without knowing roughly how much you're eligible to qualify for a mortgage loan, you’ll probably be shown homes you can’t actually afford. By getting pre-approved as a buyer, you can save yourself the grief of looking at houses outside of your price range. You can also put yourself in a better position to make a serious offer when you do find the right house. Unlike pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on...