Team Andy Gibson - Keller Williams Lake of the Ozarks Realty

There is a lot that takes place in a real estate transaction whether buying or selling a home at the Lake of the Ozarks. With all that's going on, it can become overwhelming and difficult to keep up with all deadlines and documents on your own. That's why hiring a real estate agent is such an important factor in your real estate transaction experience. Here are just three of MANY reasons why you should hire a Team Andy Gibson real estate agent : 1. Experience and Education Real estate agents have made buying and selling homes their business. Literally. Besides gaining the experience of working in the industry everyday, they are required by law to stay up to date on their real estate education in order to practice. It's true that not every real estate agent goes above and beyond what is legally required to maintain their license. However, the agents of Team Andy Gibson pride themselves in continuously seeking educational and beneficial information in the ever changing...

Part of selecting a real estate agent at the Lake of the Ozarks to represent you when selling or buying a home is getting to know the agent you'll be working with. Team Andy Gibson wants to make sure you feel comfortable with our agents. So to help you feel at ease and confident in our agents, we're sharing with you a little bit about our agents so you can get to know them better. This week, our spotlight agent is Clint Ladouceur! Clint has been part of the Real Estate Industry for well over 20 years. Prior to his career as a real estate agent at the Lake of the Ozarks, he held various executive positions with banks throughout the Southeast. Since moving his family to the Lake in 2002, Clint continues to be publicly recognized for his contributions to the Lake area, both in real estate as well as in humanitarian services. As a multi-million dollar sales agent, Clint’s approach to real estate is twofold: “Service Above Self” Clint firmly believes that the needs of cl...

Congratulations! You've put an offer in on a home, and the seller's have accepted it. Now all you have to do is wait for the closing date to finalize the paperwork and collect keys to your new home, right? Actually, there's quite a bit more to buying a home than just that. Most purchase agreements are outlined with a number of items that must be satisfied prior to closing in order for the sale to go through. To ensure you know what your responsibilities are as a buyer, we've broken down some important information in an easy to read format for your convenience. Take a look at the following items and what your duties are in regards to the contract. Earnest Money Earnest money is a deposit made by the buyer as a show of good faith in a transaction. Typically the amount of earnest money required to secure the closing is agreed upon and outlined in the contract agreement. It's important to make sure that you have your earnest money delivered in a timely manner acco...

If you've considered  buying a home at the Lake of the Ozarks , you know that this is one of the biggest decisions you could ever make. Purchasing your own home is a great investment, but can also feel very stressful and overwhelming. But it doesn't have to be! There are tons of resources out there to help you through the buying process. And don't worry about going it alone,  Team Andy Gibson  is ready to help you through every step of the process. Let's start with a few tips for buying a home: 1. Get your finances in order. Start by getting a full picture of your credit. Obtain copies of your credit report. Make sure the facts are correct, and fix any problems you find. Next, find a suitable lender and get pre-approved for a loan. This will put you in a better position to make a serious offer when you do find the right house. 2. Find a house you can afford. As with engagement rings, there’s a general rule of thumb when it comes to buying a home: two-and-a-ha...

Often times, people who are considering buying their first home can be overwhelmed by the myriad of financing options available. Fortunately, by taking the time to research financing options, homeowners can save a significant amount of time and money. Buyers should also take a look at their own finances to ensure they are getting the mortgage that best suits their needs. Here are a few tips for dealing with the dollar signs so that you can take down that “for sale” sign on your new home. Get Pre-Approved Without knowing roughly how much you're eligible to qualify for a mortgage loan, you’ll probably be shown homes you can’t actually afford. By getting pre-approved as a buyer, you can save yourself the grief of looking at houses outside of your price range. You can also put yourself in a better position to make a serious offer when you do find the right house. Unlike pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on...