Team Andy Gibson - Keller Williams Lake of the Ozarks Realty

The decision to  purchase a home at the Lake of the Ozarks  is one of the biggest choices you'll likely make in your lifetime. Purchasing your own home is a great investment that can deliver several financial benefits - equity buildup, value appreciation, automatic savings plan - not to mention a new sense of pride! This week,  Team Andy Gibson  is sharing with you the steps of buying a home to help you more easily understand the process. Hire Your Agent Before hiring a real estate professional at the Lake of the Ozarks to help you, know that above all else, good agents put their clients first. This is your dream, and your agent is your advocate to help you make your dream come true. Not only can an agent help you locate your dream home, but they can help you negotiate the contract to get the deal for your money. Secure Financing To make the financing process as painless as possible, ask your agent to introduce you to a preferred mortgage lender. ...

Buying a home at the Lake of the Ozarks can be a fun and exciting experience. But finding the right home is just one step in the process. Getting approved for a home loan is just as important. So to help you get on the right track to be approvable for your first home loan, the best real estate team at the Lake of the Ozarks wants to offer 5 finance tips to help the first-time homebuyer get approved for a home loan! Start Saving for a Down Payment Depending on your lender and the type of loan you choose, your required down payment can range from 2.25% to 20% of the purchase price of the home. Consider coming up with a monthly budget and putting back money automatically from your paycheck into a savings account. There are loan options out there, such as an FHA loan, which helps home buyers who can only afford to make a small down payment, so be sure to look into all of your options. Check Your Credit Score Having a lower credit score doesn't necessarily prevent you from ge...

There is a lot that takes place in a real estate transaction whether buying or selling a home at the Lake of the Ozarks. With all that's going on, it can become overwhelming and difficult to keep up with all deadlines and documents on your own. That's why hiring a real estate agent is such an important factor in your real estate transaction experience. Here are just three of MANY reasons why you should hire a Team Andy Gibson real estate agent : 1. Experience and Education Real estate agents have made buying and selling homes their business. Literally. Besides gaining the experience of working in the industry everyday, they are required by law to stay up to date on their real estate education in order to practice. It's true that not every real estate agent goes above and beyond what is legally required to maintain their license. However, the agents of Team Andy Gibson pride themselves in continuously seeking educational and beneficial information in the ever changing...

If you've considered  buying a home at the Lake of the Ozarks , you know that this is one of the biggest decisions you could ever make. Purchasing your own home is a great investment, but can also feel very stressful and overwhelming. But it doesn't have to be! There are tons of resources out there to help you through the buying process. And don't worry about going it alone,  Team Andy Gibson  is ready to help you through every step of the process. Let's start with a few tips for buying a home: 1. Get your finances in order. Start by getting a full picture of your credit. Obtain copies of your credit report. Make sure the facts are correct, and fix any problems you find. Next, find a suitable lender and get pre-approved for a loan. This will put you in a better position to make a serious offer when you do find the right house. 2. Find a house you can afford. As with engagement rings, there’s a general rule of thumb when it comes to buying a home: two-and-a-ha...